A recent amendment has been published to both the Budapest SME Technology Plus Budapest Loan Programme (GINOP Plus-1.4.4-24) and the nationwide SME Technology Plus Loan Programme (GINOP Plus-1.4.3-24).
For the Budapest investment loan, the deadline for submitting loan applications has been extended to 31 December 2026, giving SMEs in the capital planning technological developments a much longer time window to access 0% investment financing.
In the nationwide Technology Plus programme, applications for investment loans under Objective “A” can likewise be submitted until 31 December 2026, while for the much-discussed “B” component, which finances operations and working capital, the application deadline has been pushed back to 31 March 2026, and the availability period to 30 June 2026.
The bottom line: businesses have more time to prepare and plan their finances, while the schemes continue to offer interest-free loans focused on technological development and liquidity. However, the available budgets are not unlimited, so those who are seriously considering an investment or working capital loan should act in good time and review whether their company meets the conditions.
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